american loan seaerch mortgagequotes
tools Student Loans
Mortgages: Purchase & Refinance | Equity Loan | FHA | VA | No Doc | Damaged Credit | Construction

Mortgage Quotes Search
Mortgage Rates Survey
Personal Loans
Face to face service. Get the money you need NOW!!!
Credit Cards
$100,000 instant approval!
Testimonials
See why thousands of people like you daily are using us to find their loan.
Credit Repair
FREE aggressive techniques to repair your own credit, fast!
Calculators
Use the most powerful loan calculators and financing tools.
Loan Library
Insider information about how to get the best mortgage.
Mortgage News
Updated today! Get the latest news affecting your loan.
Credit Reports
Find out your borrowing power.
Insurance Quotes
Insure your mortgage now. Also get competing quotes for all insurance types.

FREE Credit Repair Credit Card Finder

Find the LOWEST Rates Avilable Online

Loan Type:
Loan Amount:
State:
Easier Items To Dispute And Have Removed


* Items older than 2 years
* Discharged bankruptcies
* Charge-offs
* Inquiries
* Repossessions
* Late payments
* Accounts that were late but are now paid off

The reason these items are easier to remove is simple; when you dispute an older account or an item that is now charged off, the creditor is not too concerned with the account any more. They may not even be able to find the necessary information to verify the dispute. Even if the account was once seriously past due, but now is paid off, they usually will not take the time to verify the dispute since they have already been paid.

More Difficult Items To Dispute And Have Removed


* Accounts that are currently past due
* Recent Bankruptcies
* Judgments
* IRS or State Tax Liens
* Current collection accounts

These are more difficult because creditors keep these types of accounts in their current files and they are expecting you to pay them. That is why it will be much easier for them to verify the information and keep the item on your credit file. However, it is always worth a try.

Important: It is completely legal for you to dispute items on your credit file even if you know they are correct. You are simply testing to see if your creditors have maintained the proper records to verify the dispute. You have a very bad memory and forgot that the negative accounts on your credit file are really yours.

Federal Laws require that the Credit Bureaus verify all disputes. If they are unable to verify your dispute, the law says it must be removed from your file.

next section

credit report


Need a Credit Card
So click here now



Get FREE Term Life
Insurance Quotes


About Us | Disclaimer | Privacy Policy | Affiliate | Lenders: Advertise with us | Lender Log-In
American Loan Search is the 100% advertiser supported loan search engine. We are not a lender or broker. When you choose to inquire with a lender or broker who advertises on American Loan Search, your information remains between you and that lender(s). Advertisers are solely responsible for keeping their information current.

Mortgage Quotes From Lenders Near You: Alaska | Alabama | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | Washington DC | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming

Find The Perfect Loan: Debt Consolidation | Second Mortgage | Home Equity | Home Improvement | First Mortgage | Refinance | Purchase | Cash Out | Jumbo Mortgage | FHA Streamline | VA Streamline | No Equity Loan | 125% Second Mortgage | 100% Second Mortgage | 80% Second Mortgage | Fixed Rate Mortgage | Adjustable Rate Mortgage | Commercial Loan | Construction Loan

AmericanLoanSearch.com is an Electric Business company.
Powered by ZipSearch!
Copyright © 2002 AmericanLoanSearch®